Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Child Growth Foundation | Aims: The Child Growth Foundation was set up to ensure a child’s growth is regularly monitored. It is an umbrella organisation for the following support groups. Growth Hormone Insufficiency / Deficiency including Multiple Pituitary Hormone Deficiency (… |
| Child Poverty Action Group | Promotes the relief of poverty among children and families |
| Child Poverty Action Group (Scotland) | Work to get a better life for low-income families in Scotland through campaigning & lobbying, ensuring they get the correct information through welfare rights work & professional training. |
| Children in Scotland | Aims: To provide independent and impartial advice and information about additional support for learning to parents, carers, children, young people and professionals who work with them. To raise awareness of additional support for learning so that child… |
| Children Today | Provide grants for a wide range of equipment for children & young people with disabilities, that are not funded through the NHS |
| Children’s Health Scotland | The health and wellbeing of children and young people lies at the heart of our work and the principles of the UNCRC are embedded in everything we do. Founded in 1961, as Mother Care for Children in Hospital, Children’s Health Scotland has grown to beco… |
| Children’s Liver Disease Foundation | Support organisation for children with liver disease and their families |
| Children’s Parliament | Children’s Parliament gives children the opportunity to voice their ideas, thoughts and feelings so that their concerns and opinions can be listened to |
| Childrens Heart Federation | Provide support and information to children & young people with heart conditions & their families |
| Childrens Liver Disease Foundation | Support organisation for children with liver disease and their families |