Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Lothian Deaf Counselling Service | Accessing counselling when you are Deaf, deafened, hard of hearing or deafblind works best when it reflects your communication needs. We understand the barriers that you can face and offer a free, confidential counselling service for those aged 18 or o… |
| lothian disabled living centre | Free, confidential advice on rights for people living in Nairn |
| LUPUS UK | Aims: To provide welfare support to people with Lupus To provide advice and counselling in the disease To aid communication between Lupus suffers To help gather and publish information on all aspects of Lupus to members of the public and all branches o… |
| Lymphoma Action | Inform, support and connect people affected by lymphoma. |
| Macmillan Cancer Support | Support organisation for people with cancer and their families |
| Macmillan Citizens Advice Bureau Partnership (The) | Aims: To work in partnership with other relevant organisations to help ease financial, personal and family pressures on people with cancer, their carers and family members. Services provided: Inform people about their rights and advise on the options a… |
| Macmillan Fife Welfare Benefits Partnership | Offer specialist advice to people affected by cancer |
| MACS (Microphthalmia, Anophthalmia & Coloboma Support) | Aims: To provide information and support to people born with Anophthalmia, Microphthalmia and Coloboma and their families. Services provided: Emotional and practical support and information Linking members with other MACS people via social media and r… |
| Macular Society – Edinburgh Branch | Provide support and information on Macular disease |
| Margaret Gilford | We offer the chance to experience creative, adventurous indoor and outdoor play in a well-supported environment. At The Yard, we provide care, support, and opportunities for fun and friendship for disabled children and young people. We encourage famili… |