Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Age Peterhead | Local disability information and advice service |
| Age Scotland | Providing services and promoting a better quality of life to older people |
| Age UK (England) | National body of Age Concern groups providing services to older people |
| Age UK Online Shop | Shopping online for aids and equipment with Help the Aged |
| Airdrie Citizens Advice Bureau | Aims: To ensure that individuals do not suffer through lack of knowledge of their rights and responsibilities, or of the services available to them, or through an inability to express their need effectively and, equally to exercise a responsible influe… |
| Al-Anon Family Groups UK and Eire | Support organisation for family & friends of alcoholics |
| Albinism Fellowship | Advice and support for people with an interest in Albinism |
| Alcohol Change UK | The national agency on alcohol misuse |
| Alcohol Focus Scotland | National charity working to reduce the harm caused by alcohol |
| Alcoholics Anonymous | Aims: To assist people to stay sober and to help other alcoholics to achieve sobriety. Local groups: There is a network of local groups located throughout the United Kingdom. www.alcoholics-anonymous.org.uk On the website you will find the option to pu… |