Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Autism Understanding Scotland (AUScot) | Autism Understanding Scotland (AUScot) is a dynamic and proactive autistic-led organisation. Meaning all frontline staff are autistic autism professionals, many have previous professional experience in the classroom, and many are parents to autistic c… |
| AVERT | Research and information about AIDS and HIV |
| Ayrshire East Foodbank | Provide food parcels to people in crisis |
| Ayrshire Society for the Deaf | Support deaf people in Ayr and Kilmarnock |
| Back Up Trust | Aims: The Back-Up Trust inspires people to transform their lives after spinal cord injury. The charity challenges perceptions of disability and run services which grow confidence and independence and offer a supportive network. Services provided: Hold… |
| Backcare | Provide information & education to all people and organisations affected by back pain and to fund scientific research into the causes, prevention and management of back pain |
| Bader Info on Limb Loss (BILL) | Online resource guiding individuals through congenital or acquired limb loss |
| Bank of Scotland Foundation | The Bank of Scotland Foundation supports people and their local communities across Scotland |
| Barchester’s Charitable Foundation | Services provided: Barchester’s Charitable Foundation is a charity that helps older people and other adults with a disability across England, Scotland and Wales. We give grants to help reduce isolation and loneliness, promote group activities and gener… |
| Barnardo’s (Scotland) | Services for children with special needs and their families |