Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Sense Scotland | Supports and campaigns for children and adults who are deafblind |
| Sensory Support Service (West Lothian) | Provide a coordinated service to individuals who live in West Lothian & who have experienced sensory loss (deaf, blind, hard of hearing, partially sighted and deafblind people) |
| Shad Sewing Machines | Description of service: Suppliers of domestic sewing machines to schools, colleges, retail, day centres and special needs. Brands:- Bernina, Singer ,Janome, Elna, Silver. Inventor of the wireless sewing machine which is designed especially for pupils w… |
| SHARE Scotland | Provide accommodation and support for people with complex learning disabilities |
| SHARP (Scottish Heart and Arterial disease Risk Prevention) | Prevention of coronary heart disease and arterial disease |
| Shetland Islands Council | Useful contact numbers for Shetland Islands Council |
| Shingles Support Society | Information and advice for people with Shingles |
| Sibs – For brothers and sisters of disabled children and adults | Aims: Sibs is the UK charity for people who grow up with a disabled brother or sister. They support siblings who are growing up with, or, who have grown up with a brother or sister with any disability, long term chronic illness, or life limiting condit… |
| Sickle Cell Society | Information and support for people with sickle cell and their carers |
| Sightline Directory | The directory for services aimed at helping blind or partially sighted people |