Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Photonet | This is the website for the National Managed Clinical Network for Phototherapy in Scotland |
| Physability Therapy Centre | Aims: To rebuild the lives of people shattered by paralysis, by using exercise therapy. Services provided: Use of the system of exercise therapy, created at the Dikoul Institute in Moscow combined with disciplines from sport and exercise sciences, to o… |
| Polish Family Support Centre | Comprehensive support and help for Polish families |
| Polycystic Kidney Disease Charity | Provides information and support to people affected by PKD |
| Poppyscotland (Earl Haig Fund Scotland) | Delivering support to the veterans’ community in Scotland |
| Positive Help | Positive Help provides practical support to people living with HIV in Edinburgh and the Lothians and their families and carers |
| Possobilities | Support organisation for people living in the north of Glasgow |
| Potential Living | Charity providing services to older adults and adults with learning disabilities and / or physical disabilities living in their own homes |
| Primary Ciliary Dyskinesia Family Support Group | Support group for people with PCD and their families |
| Prospects in Scotland | Helping Churches to welcome people with learning disabilities |