Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Marie Curie | Aims: Provide nursing care for people with all forms of Terminal Illness. Services provided: Offer a unique service, with over 5,000 Marie Curie Nurses across the U.K. giving practical nursing care at home to people with cancer, without charge Provides… |
| Mary MacArthur Holiday Trust | Purpose: The Trust exists to provide holidays for women who are in need of a period of rest or holiday by reason of age, poverty, infirmity, disablement or social or economic circumstances. The Trust aims to provide a break needed at a crucial time The… |
| MASScot (Melanoma Action and Support Scotland) | ProvidE support for skin cancer patients and their carers |
| MBM Healthcare | At MBM Healthcare, our aim is to be a trusted partner for healthcare facilities, and individuals, providing them with the highest quality medical equipment and services. We are committed to offering exceptional customer service, competitive pricing, an… |
| MECOPP Carers Centre | Aims: To assist minority ethnic carers in accessing support and services appropriate to their caring situations. Services provided: Advocacy and case work support Advice and information Asian carers helpline number is  0131 467 2997 Individual and grou… |
| Medical Detection Dogs | Train specialist dogs to detect the odour of human disease. |
| Men’s Advice Line | A confidential helpline for all men experiencing domestic violence by a current or ex-partner |
| Meniere’s Society | Aims: We’re here to help people with inner ear (vestibular) disorders. We provide essential support and information to enable people to cope positively and get the right diagnosis. We are a voice for sufferers within the medical community and raise awa… |
| Meningitis Now | Aims: To ensure that every community is aware of the signs and symptoms of meningitis and that anyone affected has access to support following their experience. Services provided Helpline available Monday- Thursday 9-5p.m and Friday 9-1pm. 0808 801 03… |
| Meningitis Research Foundation | Funds research into meningitis and septicaemia |