Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Barnardo’s Apna Service | Provide advice, consultancy, support and assistance to ethnic minority families |
| Barra Citizens Advice Bureau | Provide information and advice to people living in the local area |
| Batten Disease Family Association | Preserve and protect the health and promote the welfare of persons affected by all types of Neuronal Ceroid Lipofuscinosis (NCL) commonly known as Batten Disease |
| Beckwith Wiedemann Support Group UK | Aims: To provide support for parents of children with Beckwith-Wiedemann Syndrome. Services provided: Provide information about Beckwith-Wiedemann Syndrome Help with medical research into Beckwith-Wiedemann Syndrome Contacts with other parents. |
| Befrienders Highland | Befriending organisation for people who have experienced mental health problems, or are lonely or isolated and live in the Highlands |
| Befriending Networks | Our Vision We envision a society where quality befriending support is available to everyone who needs it, and the importance of meaningful connections is recognised. Since the late 1980s, we have provided support, training and guidance to hundreds of b… |
| Behcet’s UK | Provide information and support for people with Behcet’s disease and for carers |
| Bell’s Palsy Association | Provide information about Bell’s Palsy to the sufferer and their families |
| Bellshill Money Advice Service | Helps clients to address and cope with single and multi-debt situations |
| Benevolent Fund for Nurses (BFNS) | Services provided: Benevolent Fund for Nurses is dedicated to providing financial help to current and former members of the profession who have trained or worked in Scotland and who are experiencing financial difficulties due to their inability to cont… |