Debt
Information Guides
Debt:Frequently Asked Questions
Through our helpline we receive enquiries spanning a wide range of different topics. Here is a selection of those most asked:
Can I get a reduction of Vehicle Excise Duty?
If you are disabled you may be entitled to a reduction or exemption of vehicle tax. The vehicle must be registered in your name or a specific driver’s name and must only be used for your personal needs.
You can apply for exemption if you get the:
- higher rate mobility component of Disability Living Allowance (DLA)
- Enhanced rate mobility component of Personal Independence Payment (PIP)
- enhanced rate mobility component of Adult Disability Payment – mygov.scot
- War Pensioner’s Mobility Supplement
- Armed Forces Independence Payment
You can get a 50% reduction in vehicle tax if you get the Personal Independence Payment or Adult Disability Payment standard rate mobility component Adult Disability Payment – mygov.scot
You can find out more here Vehicles exempt from vehicle tax – GOV.UK (www.gov.uk)
What help is there with energy costs?
Energy costs used to be a worry in winter but now bills can be a challenge all year round.
The good news is there are different grants and schemes available to help people improve the heating in their homes and keep heating costs down.
Home Energy Scotland is a free energy advice service funded by the Scottish Government to help people save money and keep their homes warmer. They offer simple energy saving tips, and know about funding schemes and how to access them.
Their website Home Energy Scotland offers help with finding funding, reducing your bills, making your home warmer and living a greener life. You can call them on 0808 808 2282
Debt:Search for Local Organisations
Our quick search tool can connect you to over 3000 service providers, suppliers and organisations supporting people across Scotland. To find support near you, simply enter your search term and select your local authority.
| Organisation | Description |
|---|---|
| Klinefelters Syndrome Association | Support and information to people affected by Klinefelters Syndrome |
| Ladbrokes Coral Trust | Support local causes that operate and serve the communitty where Ladbrokes shops and businesses exist |
| Lanarkshire Association for Mental Health | Provide quality support services in partnership with people who experience mental health difficulties, their carers and other agencies |
| Lanarkshire Carers | Lanarkshire Carers is a source for carers across Lanarkshire to access information, advice and a range of direct support services to support them in their caring roles. We work with and for carers to develop and deliver services that make a positive di… |
| Language Direct Ltd | Description of services: Provide certified official translations of all documents e.g. marriage, birth, passports, naturalisation certificates, degrees, diplomas, wills, Police Clearance, Medical Reports, etc in over 189 languages. They cover subjects… |
| Learning Disability.co.uk | Website providing information, education, resources, advocacy and services for those working with adults with learning disabilities |
| Leith Benevolent Association | Provide funding for projects or activities run by individuals or groups for the benefit of people in, or, linked to Leith |
| Lend a Hand Enable Kirkcaldy | Flexible family and community based Short Break Care to meet the needs of children and young people with disabilities across Fife |
| Let’s Talk ASN Scotland | A free service for the parents of children with additional support needs who may require support in relation to a dispute or potential dispute with an education authority |
| LHH (League of the Helping Hand) | Purpose: LHH is a national charity providing financial assistance to people who are in hardship due to illness or disability. This includes physical and mental health problems, learning disabilities and people caring for an adult or child with a disabi… |