aims:
- To support individuals in making payments to their creditors; consumer credit, bank loans, rent and council tax arrears
- to support vulnerable people in paying their ongoing liabilities eg gas, electricity , phone bills
- to prevent legal actions and evictions
- to take the stress out of making payments
- to prevent people from feeling pressurised by debt letters and reminders
- to help people manage their finances if they feel they need that level of support and where it is appropriate
- the service can also be used simply as a bill payment service by clients who have problems managing money
Once the client’s financial situation stabilises, they can gradually regain control of their finances, as they feel able.
Services provided:
How The Service Works:
Referral from a Money Advisor
Clients may be referred from a money advisor or welfare rights worker after having discussed their financial situation in detail and deciding that The Budgeting Service is the right option for them
The money advisor will contact the client’s creditors and make an offer of repayment
once an offer of repayment has been agreed, the client then has two options:
(I) Full Financial Management
– clients arrange for their salary or benefits to be paid into an account set up by The Budgeting Service and The Budgeting Service will make payments to their creditors and / or their ongoing liabilities where appropriate
– the remainder of the client’s monies are then paid into the client’s own bank or credit union account
(II) Standing Order
– the client arranges to pay a set amount of money into an account set up by The Budgeting Service via standing order.
– The Budgeting Service will make payments to their creditors
Self Referral
If you need assistance paying debts, you can self-refer to The Budgeting Service if you have already seen a money advisor and a repayment agreement has been put in place.
Bill Payment Service
If you need assistance in paying ongoing liabilities; ie gas, electricity, phone bill, TV licence etc, you can self-refer and use our bill payment service
Address
The Credit Union Building
155 Castlemilk Drive
Glasgow
G45 9UG
Phone: 0141 634 0313
Website: http://castlemilklawcentre.co.uk/budgetingservice.php
Email: mail@castlemilklawcentre.co.uk
Fax: 0141 634 1944
