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If you are one of the estimated 1.3m pensioners living below the pensioners minimum guarantee income we’ve put together a quick video and this post to help explain and raise awareness of Pension Credit. This is a benefit to top up pensioners to the minimum income level set by the government.

If you retire and you get the basic state pension and this is your only income, the government recognise that this is not enough to live on.  You need to apply for Pension Credit to top up that weekly payment to a minimum of £167.25 if you are single or £255.25 if you are a couple.  If you have a part time job and or some investment income you can still claim Pension Credit so long as your weekly income does not exceed the minimum.

If you think, I won’t bother to apply as I’m only a few pounds off the minimum and I can manage, you might miss out on the additional benefits that are automatically guaranteed if you receive Pension Credit.  This includes free TV licence for those over 75 worth £154.50 per year from 2020 when the current TV licence arrangements end.  You can also get a cold weather discount worth £25 for each 7 day period of very cold weather between 1 November and 31 March.  This can help you heat your home during those cold spells.  You’ll get free NHS dental treatment, and you can claim help towards the cost of glasses and travel to hospital.  Pension Credit can be beneficial no matter how small the award.

If you are a carer, disabled or have responsibility for children you may receive more.  So it’s important that you check if you are eligible.  Your local Citizens Advice Bureau can help check your eligibility and help you apply.  And remember, if you are not eligible this year it does not mean you won’t be next year as rates, eligibility criteria and even your income can change.

Help us by sharing the video below to ensure every pensioner is aware and claims what they are entitled to.

You can call our helpline 0300 323 9961 for more information.

Pension Credit Fact Sheet – Independent Age

Pension Credit Video