6. Travel insurance companies
Providers of travel insurance for people with disabilities and pre-existing medical conditions.
Provide life and travel insurance for people with ill-health or disabilities.
Provide a range of insurance products for people with mental health conditions and their families including travel insurance and life assurance.
Many comparison websites allow you to search for policies for pre-existing conditions. If you have difficulty finding a suitable policy, The British Insurers Brokers’ Association may be able to help.
The free European Health Insurance Card (EHIC) entitles the holder to free or discounted medical treatment at state-run hospitals and GPs in any European Union country, plus Iceland, Liechtenstein, Norway and Switzerland. It replaced the old E111 form in 2005.
Many travelers wrongly assume, due to its name, that the EHIC is a substitute for travel insurance. The free card allows you to be treated for the same cost as a local using the same hospital and crucially, pre-existing conditions and chronic illnesses are covered. However, you can only use hospitals and doctors signed up to the EHIC scheme. If you are in any doubt, check with EHIC before starting treatment.